P2P payment processing risk controls
A P2P desk that only advertises conversion is incomplete. This page lists controls this site is willing to describe in public. It is not a guide to hiding transfers from a bank.
Controls we will talk about
- Exact-amount matching on pay-in.
- Holding odd payouts for a person to review, as the homepage already states.
- Checking counterparties before they take flow.
- Keeping order id, amount, reference, and webhook together.
- Trader verification before credentials.
What we will not publish
- How to warm, layer, or disguise accounts.
- How to describe a payment as something it is not.
- How to use someone else’s KYC.
Traders apply on become a P2P trader. Merchants use merchant onboarding requirements.
Risk controls FAQ
Can you guarantee a bank will never review an account?
No. Banks decide that. Anyone who sells a guarantee is selling something this page will not.
Ask how checks apply to your corridor
We will describe process, not workarounds.